:root{--navy:#0a1f4a;--navy2:#0d2c66;--blue:#1769ff;--ink:#14284b;--mut:#5d6f8c;--line:#e1e8f3;--bg:#f5f8fd;--red:#d83a3a;--green:#16a56a}
*{box-sizing:border-box}body.v3{margin:0;font:15px/1.6 Manrope,system-ui,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
.v3 a{color:inherit;text-decoration:none}.v3 img{max-width:100%;display:block}.w3{max-width:1240px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
/* hero (blog + article) */
.h3{position:relative;color:#fff;background:var(--navy) var(--bg-img) 70% 40%/cover;overflow:hidden}
.h3:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#071a40 0%,rgba(7,26,64,.94) 38%,rgba(7,26,64,.45) 72%,rgba(7,26,64,.2))}
.h3 .w3{position:relative;display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center;padding-block:44px}
.h3 h1{font-size:clamp(1.9rem,3.4vw,2.8rem);line-height:1.15;margin:8px 0 12px;font-weight:800;letter-spacing:-.02em;max-width:20ch}
.h3 p{margin:0;max-width:58ch;color:#d5e1f7;font-size:1.05rem}
.h3 .eb{font-weight:800;color:#7fb1ff;font-size:.85rem}
.h3 .tag{display:inline-block;background:var(--blue);color:#fff;font-weight:700;font-size:.78rem;padding:4px 12px;border-radius:99px}
.h3 .meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:16px;color:#c3d3ef;font-size:.88rem}
.h3 .pic{width:340px;border-radius:14px;box-shadow:0 18px 40px rgba(0,0,0,.45);border:3px solid rgba(255,255,255,.85);transform:rotate(2deg)}
.crumb{font-size:.84rem;color:#9db6df;margin-bottom:8px}.crumb a:hover{text-decoration:underline}
.bsearch{display:flex;max-width:620px;margin-top:22px;background:#fff;border-radius:99px;padding:5px;box-shadow:0 6px 22px rgba(0,0,0,.25)}
.bsearch input{flex:1;border:0;outline:0;padding:0 18px;font:inherit;color:var(--ink);background:transparent;min-width:0}
.bsearch button,.btn{background:var(--blue);color:#fff;border:0;font:700 .92rem Manrope,sans-serif;padding:11px 26px;border-radius:99px;cursor:pointer;display:inline-block}
.slogan{font:italic 700 clamp(1.4rem,2.6vw,2.3rem)/1.1 Georgia,serif;color:#fff;transform:rotate(-8deg);text-align:left;opacity:.95;padding-right:20px}
/* blog list */
.lh{display:flex;justify-content:space-between;align-items:end;gap:16px;margin:34px 0 18px;flex-wrap:wrap}
.lh h2{margin:0;font-size:1.45rem}.lh p{margin:2px 0 0;color:var(--mut);font-size:.92rem}
.srt{display:flex;gap:8px;align-items:center;font-size:.88rem;color:var(--mut)}.srt select{font:inherit;border:1px solid var(--line);border-radius:8px;padding:7px 10px;color:var(--ink);background:#fff}
.grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 4px 14px rgba(20,40,80,.06);transition:box-shadow .2s}
.card:hover{box-shadow:0 10px 26px rgba(20,40,80,.14)}.card[hidden]{display:none}
.card .im{display:block;aspect-ratio:16/9;overflow:hidden;position:relative}.card .im img{width:100%;height:100%;object-fit:cover}
.card .pill{position:absolute;left:46px;top:10px;background:rgba(10,31,74,.88);color:#fff;font-size:.7rem;font-weight:700;padding:3px 9px;border-radius:6px}
.card .no{position:absolute;left:8px;top:8px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;border:2px solid #fff;display:grid;place-items:center;font-weight:800;font-size:.85rem}
.card .bd{padding:12px 14px 14px;display:block}.card h3{font-size:.95rem;line-height:1.3;margin:0 0 6px}
.card .mt{font-size:.74rem;color:var(--mut);display:flex;gap:10px;flex-wrap:wrap}.card p{margin:8px 0;font-size:.8rem;color:var(--mut);line-height:1.5}
.card .rm{font-size:.8rem;font-weight:700;color:var(--blue)}
.more{display:none;margin:20px auto;background:var(--blue);color:#fff;border:0;padding:11px 44px;border-radius:99px;font:700 .92rem Manrope}
.none{text-align:center;color:var(--mut);padding:30px}
.cats{display:none}
.nl{margin-top:44px;background:linear-gradient(90deg,#071a40,#0d3a7a);color:#fff}.nl .w3{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:26px;flex-wrap:wrap}
.nl h2{margin:0;font-size:1.2rem}.nl p{margin:2px 0 0;color:#c3d3ef;font-size:.9rem}
.nl form{display:flex;background:#fff;border-radius:99px;padding:4px;min-width:min(420px,100%)}.nl input{flex:1;border:0;outline:0;padding:0 16px;font:inherit;min-width:0;background:transparent}
.nl .msg{width:100%;margin:6px 0 0;color:#9be3c0}
/* article body */
.ag{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px;margin:30px auto 0;align-items:start}
.intro{margin-bottom:22px}
.qa{background:#eef5ff;border:1px solid #cfe0fb;border-radius:12px;padding:18px 20px;display:flex;gap:14px}.qa b{color:var(--blue);display:block;margin-bottom:4px}.qa p{margin:0}
.ico{flex:none;width:38px;height:38px;border-radius:10px;background:#dbe9ff;color:var(--blue);display:grid;place-items:center;font-weight:800}
.alert{display:flex;gap:12px;background:#fdecec;border:1px solid #f5c2c2;color:#8a1f1f;border-radius:12px;padding:16px 18px}.alert b{display:block}.alert .ico{background:#f9cfcf;color:var(--red)}.alert p{margin:0}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:12px;margin-top:14px}
.tile{display:block;text-align:center;border:1px solid var(--line);background:#f4f8ff;border-radius:12px;padding:16px 10px;font-weight:700;font-size:.92rem}
a.tile:hover{border-color:var(--blue);background:#fff}.tile .ico{margin:0 auto 8px}.tile:nth-child(2) .ico{background:#fde0e0;color:var(--red)}.tile:nth-child(3) .ico{background:#fff0d4;color:#c67a00}
.tile em{display:block;font:800 1.7rem Manrope;font-style:normal;color:var(--blue)}.tile small{display:block;color:var(--mut);font-weight:600;font-size:.78rem}
.flow{display:flex;gap:6px;margin-top:14px;flex-wrap:wrap}.flow span{flex:1;min-width:110px;text-align:center;font-weight:700;font-size:.85rem;background:#f4f8ff;border:1px solid var(--line);border-radius:12px;padding:12px 6px}
.flow i{display:grid;place-items:center;width:30px;height:30px;margin:0 auto 6px;border-radius:50%;background:var(--blue);color:#fff;font-style:normal}
.dual{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.dual div{border:1px solid var(--line);border-radius:12px;padding:14px;background:#f4f8ff}.dual b{display:block;color:var(--blue)}.dual small{color:var(--mut)}
.sec{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 24px;margin-bottom:16px;box-shadow:0 3px 12px rgba(20,40,80,.04)}
.sec h2{font-size:1.25rem;margin:0 0 12px;display:flex;gap:10px;align-items:center;scroll-margin-top:90px}.sec h2:before{content:attr(data-n);flex:none;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-size:.8rem}
.sec p{margin:0 0 12px}.sec ul,.sec ol{padding:0;margin:0 0 12px;list-style:none;counter-reset:c}.sec li{position:relative;padding:6px 0 6px 32px;border-bottom:1px dashed var(--line)}.sec li:last-child{border:0}
.sec ul li:before{content:"✓";position:absolute;left:0;top:6px;width:20px;height:20px;border-radius:50%;background:#dcf5e9;color:var(--green);font-size:.72rem;display:grid;place-items:center;font-weight:800}
.sec ol li{counter-increment:c}.sec ol li:before{content:counter(c);position:absolute;left:0;top:6px;width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;font-size:.74rem;display:grid;place-items:center;font-weight:800}
.sec a{color:var(--blue);text-decoration:underline}.note{display:flex;gap:10px;background:#fff8e6;border:1px solid #f3dfa4;border-radius:12px;padding:14px 16px;margin-bottom:16px}.note p{margin:0}
.faq details{border:1px solid var(--line);border-radius:10px;margin-bottom:8px;padding:12px 16px}.faq summary{font-weight:700;cursor:pointer}.faq p{margin:8px 0 0}
.src li:before{content:"↗"!important;background:none!important;color:var(--blue)!important}.src small{color:var(--mut)}
.by{display:flex;gap:12px;align-items:center;color:var(--mut);font-size:.85rem;margin-top:6px}.by i{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-style:normal;font-weight:800}
.side{position:sticky;top:84px;display:grid;gap:16px}.box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;box-shadow:0 3px 12px rgba(20,40,80,.04)}
.box h2{font-size:1rem;margin:0 0 10px}.box nav a,.box .ql a{display:block;padding:7px 0;font-size:.88rem;color:var(--mut);border-bottom:1px solid var(--line)}.box nav a:hover,.box nav a.on{color:var(--blue);font-weight:700}
.box .ql a{border:1px solid var(--line);border-radius:9px;padding:9px 12px;margin-bottom:8px;color:var(--ink);font-weight:700}.box .ql a:hover{border-color:var(--blue);color:var(--blue)}
.rel a{display:flex;gap:10px;padding:8px 0;font-size:.85rem;font-weight:700;line-height:1.3;border-bottom:1px solid var(--line)}.rel img{width:56px;height:44px;object-fit:cover;border-radius:7px;flex:none}
.cta{background:linear-gradient(160deg,#0a1f4a,#13489c);color:#fff;border-radius:14px;padding:20px}.cta b{display:block;font-size:1.05rem}.cta span{display:block;color:#cfe0fb;font-size:.86rem;margin:4px 0 12px}
.band{margin:40px 0 0;background:var(--navy) url(blog/hero-blog.jpg) 70% 40%/cover;position:relative;color:#fff}.band:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#071a40,rgba(7,26,64,.7))}
.band .w3{position:relative;padding-block:34px}.band h2{margin:0;font:italic 700 1.9rem Georgia,serif}.band p{margin:4px 0 14px;color:#cfe0fb}
/* home footer (identical markup + look to index) */
.site-footer{margin-top:0;background:linear-gradient(180deg,#0a1a38,#081a35);color:#d8e5f6;padding:44px 0 30px;font-size:.95rem}.site-footer .wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.foot-top{display:flex;flex-wrap:wrap;gap:24px 48px;justify-content:space-between;align-items:center;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.13)}
.foot-brand{display:inline-flex;align-items:center;gap:11px;color:#fff;font-weight:800;font-size:1.1rem}.foot-brand .logo{width:34px;height:34px;border-radius:9px;background:#1769ff;display:grid;place-items:center}
.site-footer nav{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:0}.site-footer nav a{color:#dbe5f8;font-weight:700}.site-footer nav a:hover{color:#e9c97a;text-decoration:underline}
.foot-dest{margin-top:22px}.foot-dest strong{display:block;width:100%;color:#8d9cbc;font-size:.8rem;margin-bottom:4px}.foot-dest a{font-weight:700;font-size:1.02rem}
.site-footer p{margin:22px 0 0;color:#a9b9d8;max-width:84ch;font-size:.92rem;line-height:1.7}.site-footer p.small{color:#8d9cbc}
@media(max-width:1180px){.grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){.ag{grid-template-columns:1fr}.side{position:static}.h3 .pic,.slogan{display:none}.h3 .w3{grid-template-columns:1fr;padding-block:30px}.dual{grid-template-columns:1fr}}
@media(max-width:700px){.w3{padding:0 16px}.grid{grid-template-columns:1fr;gap:0;border:1px solid var(--line);border-radius:12px;background:#fff}
.card{display:flex;border:0;border-bottom:1px solid var(--line);border-radius:0;box-shadow:none;padding:12px;gap:12px}.card .im{width:96px;aspect-ratio:1;border-radius:8px;flex:none}.card .no{width:24px;height:24px;font-size:.72rem}
.card .pill{position:static;display:inline-block;background:#eaf1ff;color:var(--blue);margin-bottom:5px}.card .bd{padding:0}.card .bd p,.card .rm{display:none}.card h3{font-size:.9rem}.more{display:block}
.cats{display:block;margin-top:24px}.cats h2{font-size:1.05rem}.cats a{display:flex;justify-content:space-between;padding:10px 12px;border:1px solid var(--line);border-radius:8px;margin-bottom:6px;font-size:.9rem}
.nl .w3{display:block}.nl form{margin-top:12px}.sec{padding:18px}}